{"id":"82c7d479-6ab3-4b0b-9b7e-49f630161513","createdDate":"2023-08-03T12:12:41.154Z","updatedDate":"2023-08-03T12:12:41.154Z","resourceId":"482e1b83-298f-474a-a2b2-7d6b7fa853eb","api":{"schema":{"object":{"displayName":"Transaction Object","description":"","slug":"transaction-object","$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.Transaction","legacyExamples":[],"sourceRepo":"git@github.com:wix-private/cashier.git"},"methods":[{"summary":"Create Transaction","description":"Creates initial request for a transaction to authorize and optionally capture funds. Capture can be executed separately with an additional API call. Use this endpoint to execute one-time and [recurring payments]().","operationId":"wix.wixpay.transaction.api.v3.TransactionServiceV3.CreateTransaction","parameters":[],"responses":{"200":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.CreateTransactionResponse","description":""}},"deprecated":false,"servers":[{"url":"https://www.wixapis.com/transaction-service/v3","x-wix-docs":{"mappingType":"UNKNOWN_MAPPING","sourcePath":"/transaction-service/v3","destinationPath":"/v3","url":"www.wixapis.com"}},{"url":"https://www.wixapis.com/payments/v3/transactions","x-wix-docs":{"mappingType":"UNKNOWN_MAPPING","sourcePath":"/payments/v3/transactions","destinationPath":"/v3/transactions","url":"www.wixapis.com"}}],"requestBody":{"required":true,"content":{"application/json":{"schema":{"type":"object","title":"CreateTransactionRequest","description":"","properties":{"accountId":{"title":"accountId","description":"Wix Payments account ID.","format":"GUID","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"paymentMethodType":{"title":"paymentMethodType","description":"Do not use this field.","type":"string","x-wix-docs":{"exposure":"PUBLIC","deprecated":{"message":"Do not use this field."}}},"paymentMethodTypeId":{"title":"paymentMethodTypeId","description":"Type ID of payment method to use.\nSupported values are `creditCard`, `cardReader`, `ach`, `applePay`, `googlePay`, `boleto`, `giropay`, `iDeal`, `payPal`, `pix`, `sepa`, `sofort`.\nPass specific data for each payment method type using a corresponding parameter.\nFor example, pass the parameter `card` when passing `creditCard` for this field.","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"amount":{"title":"amount","description":"Payment amount in minor units, for example, cents.","type":"number","x-wix-docs":{"exposure":"PUBLIC"}},"currency":{"title":"currency","description":"Payment currency according to ISO 4217. For example: USD, EUR, GBP.","format":"CURRENCY","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"idempotencyKey":{"title":"idempotencyKey","description":"Key to ensure idempotency.","minLength":1,"maxLength":36,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"externalTransactionId":{"title":"externalTransactionId","description":"Corresponding transaction ID within the external entity that initiated the transaction.","minLength":1,"maxLength":36,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"externalInvoiceId":{"title":"externalInvoiceId","description":"Corresponding invoice ID within the external entity that made the request.","minLength":1,"maxLength":36,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"externalOrderId":{"title":"externalOrderId","description":"Order ID provided by the external entity that initiated the request.","minLength":1,"maxLength":36,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"externalBuyerId":{"title":"externalBuyerId","description":"Customer ID provided by the external entity that initiated the request.","minLength":1,"maxLength":36,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"automaticCapture":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.AutomaticCapture","summary":"automaticCapture","description":"Whether to capture this transaction automatically. When not passed, the transaction can be manually captured later.","x-wix-docs":{"exposure":"PUBLIC"}},"returnUrl":{"title":"returnUrl","description":"URL to return to after redirection to the payment approval page.","format":"URI","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"installmentCount":{"title":"installmentCount","description":"Number of installments (must be greater than 1 to trigger payment in installments).","minimum":2,"maximum":1000,"$ref":"#/components/schemas/google.protobuf.UInt32Value","x-wix-docs":{"exposure":"PUBLIC"}},"items":{"title":"items","description":"Order line items.","maxItems":1000,"type":"array","items":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.Item"},"x-wix-docs":{"exposure":"PUBLIC"}},"billingAddress":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.AddressDetails","summary":"billingAddress","description":"Billing address.","x-wix-docs":{"exposure":"PUBLIC"}},"shippingAddress":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.AddressDetails","summary":"shippingAddress","description":"Shipping address.","x-wix-docs":{"exposure":"PUBLIC"}},"riskData":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.RiskData","summary":"riskData","description":"Payment information for the transaction's risk evaluation score.","x-wix-docs":{"exposure":"PUBLIC"}},"externalFee":{"title":"externalFee","description":"Additional application-specific fee in minor units, for example, cents.","$ref":"#/components/schemas/google.protobuf.UInt64Value","x-wix-docs":{"exposure":"PUBLIC"}},"metadata":{"title":"metadata","description":"Metadata to store within the created transaction.","maxItems":16,"type":"object","format":"map","properties":{"key:value":{"type":"string","description":"\"key\" of type string, \"value\" of type string","title":"key:value"}},"x-wix-docs":{"exposure":"PUBLIC"}},"softDescriptor":{"title":"softDescriptor","description":"Complete description that appears on the customers' statements.","maxLength":20,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"amountBreakdown":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.AmountBreakdown","summary":"amountBreakdown","description":"Amount breakdown.","x-wix-docs":{"exposure":"PUBLIC"}},"forceSca":{"title":"forceSca","description":"Prefer Strong Customer Authentication","type":"boolean","x-wix-docs":{"exposure":"PUBLIC"}}},"deprecated":false,"oneOf":[{"description":"","summary":"transactionType","$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.CreateTransactionRequest.transactionType"},{"description":"","summary":"paymentMethod","$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.CreateTransactionRequest.paymentMethod"}],"required":["accountId","currency","transactionType"]}}}},"x-wix-docs":{"triggeredEvents":[],"serviceName":"wix.wixpay.transaction.api.v3.TransactionServiceV3","errors":[{"httpCode":428,"statusCode":"FAILED_PRECONDITION","applicationCode":"PAYMENTS_NOT_ALLOWED"}],"exposure":"PUBLIC","permissions":["PAYMENTS.TRANSACTIONS_CREATE"],"externalPermissionScopes":[{"name":"Manage Transactions","scopeId":"SCOPE.DC-PAYMENTS.MANAGE-TRANSACTIONS"}],"protoArtifactId":"com.wixpress:transactions-proto","serviceArtifactId":"com.wixpress.wixpay.transaction-service","labels":[{"identifier":"BETA"},{"identifier":"exposure","values":["PUBLIC"]}],"rpcMethodDetails":{"requestMessage":"wix.wixpay.transaction.api.v3.CreateTransactionRequest","responseMessage":"wix.wixpay.transaction.api.v3.CreateTransactionResponse"},"legacyExamples":[{"name":"CreateTransaction","type":"METHOD","order":3,"content":{"title":"Create authorization (setupCofOnSession)","description":"Create a transaction object and only authorize the funds with the intent for the subsequent transactions","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"items\": [\n {\n \"id\": \"3f2939f3-cbb3-46c7-9682-dbacaa52d3ca\",\n \"title\": \"Product#1\",\n \"unitPrice\": \"100\",\n \"quantity\": 1,\n \"category\": \"DIGITAL\"\n }\n ],\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"amount\": \"100\",\n \"currency\": \"USD\",\n \"externalInvoiceId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"externalOrderId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"returnUrl\": \"https://wix.com/3ds\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"675f55ed-adfe-4411-b4cf-aaa8e614a715\",\n \"expiryMonth\": 12,\n \"expiryYear\": 2025,\n \"holderName\": \"PAYMENTS TESTS\",\n \"securityCodeToken\": \"46cc9574-cf5f-4e47-bfc8-f833e1bfddb3\"\n },\n \"externalBuyerId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"billingAddress\": {\n \"address\": {\n \"country\": \"US\",\n \"city\": \"New York\",\n \"postalCode\": \"10003\",\n \"streetAddress\": {\n \"number\": \"20\",\n \"name\": \"Cooper Square\"\n }\n },\n \"contactDetails\": {\n \"firstName\": \"John\",\n \"lastName\": \"Doe\",\n \"phone\": \"12345675432\",\n \"company\": \"Company wix.com\",\n \"email\": \"john.doe@test.com\",\n \"vatId\": {\n \"id\": \"134424234\",\n \"type\": \"UNSPECIFIED\"\n }\n }\n },\n \"idempotencyKey\": \"9f5a2e55-b0ec-484e-8247-460de104f3ba\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"setupCofOnSession\": {}\n}'","response":"{\n \"transaction\": {\n \"id\": \"b3442dfc-f5a3-4c85-bd24-3a139c43dacd\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"100\",\n \"refundableAmount\": \"0\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"providerTransactionId\": \"pi_1H7deCAaXaGogcA7uSlhLXm2\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}},{"name":"CreateTransaction","type":"METHOD","order":1,"content":{"title":"Create authorization","description":"Create a transaction object and only authorize the funds","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"items\":[\n {\n \"id\":\"ItemID\",\n \"title\":\"ItemTitle\",\n \"unitPrice\":\"100\",\n \"quantity\":1,\n \"category\":\"DIGITAL\"\n }\n ],\n \"metadata\":{\n \"metadataKey\":\"metadataValue\"\n },\n \"accountId\":\"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"amount\":\"100\",\n \"currency\":\"USD\",\n \"externalInvoiceId\":\"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"externalOrderId\":\"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"returnUrl\":\"https://wix.com/3ds\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\":{\n \"numberToken\":\"675f55ed-adfe-4411-b4cf-aaa8e614a715\",\n \"expiryMonth\":12,\n \"expiryYear\":2025,\n \"holderName\":\"PAYMENTS TESTS\",\n \"securityCodeToken\":\"46cc9574-cf5f-4e47-bfc8-f833e1bfddb3\"\n },\n \"externalBuyerId\":\"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"billingAddress\":{\n \"address\":{\n \"country\":\"US\",\n \"city\":\"New York\",\n \"postalCode\":\"10003\",\n \"streetAddress\":{\n \"number\":\"20\",\n \"name\":\"Cooper Square\"\n }\n },\n \"contactDetails\":{\n \"firstName\":\"John\",\n \"lastName\":\"Doe\",\n \"phone\":\"12345675432\",\n \"company\":\"Company wix.com\",\n \"email\":\"john.doe@test.com\",\n \"vatId\":{\n \"id\":\"134424234\",\n \"type\":\"UNSPECIFIED\"\n }\n }\n },\n \"oneTimePayment\":{\n },\n \"idempotencyKey\":\"9d47c0f7-7e89-481a-ad2d-920d97188d71\",\n \"externalTransactionId\":\"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"43075a59-6a23-4f5f-b4dd-2bb636770458\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"100\",\n \"refundableAmount\": \"0\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"providerTransactionId\": \"pi_1H7db4AaXaGogcA7ZwUvuZ68\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}},{"name":"CreateTransaction","type":"METHOD","order":2,"content":{"title":"Create authorization and capture","description":"Create a transaction object to authorize and capture funds","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"items\": [\n {\n \"id\": \"3f2939f3-cbb3-46c7-9682-dbacaa52d3ca\",\n \"title\": \"Product#1\",\n \"unitPrice\": \"100\",\n \"quantity\": 1,\n \"category\": \"DIGITAL\"\n }\n ],\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"amount\": \"100\",\n \"currency\": \"USD\",\n \"externalInvoiceId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"externalOrderId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"returnUrl\": \"https://wix.com/3ds\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"675f55ed-adfe-4411-b4cf-aaa8e614a715\",\n \"expiryMonth\": 12,\n \"expiryYear\": 2025,\n \"holderName\": \"PAYMENTS TESTS\",\n \"securityCodeToken\": \"46cc9574-cf5f-4e47-bfc8-f833e1bfddb3\"\n },\n \"externalBuyerId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"billingAddress\": {\n \"address\": {\n \"country\": \"US\",\n \"city\": \"New York\",\n \"postalCode\": \"10003\",\n \"streetAddress\": {\n \"number\": \"20\",\n \"name\": \"Cooper Square\"\n }\n },\n \"contactDetails\": {\n \"firstName\": \"John\",\n \"lastName\": \"Doe\",\n \"phone\": \"12345675432\",\n \"company\": \"Company wix.com\",\n \"email\": \"john.doe@test.com\",\n \"vatId\": {\n \"id\": \"134424234\",\n \"type\": \"UNSPECIFIED\"\n }\n }\n },\n \"idempotencyKey\": \"9f5a2e55-b0ec-484e-8247-460de104f3bd\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"automaticCapture\": {},\n \"oneTimePayment\": {}\n}'","response":"{\n \"transaction\": {\n \"id\": \"42610dbd-459f-4e8e-99be-d661676ce669\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"100\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"providerTransactionId\": \"pi_1H7dd6AaXaGogcA7eU3JzGl7\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [{\n \"id\": \"42610dbd-459f-4e8e-99be-d661676ce669\",\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"metadata\": {}\n }],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}}],"sourceRepo":"git@github.com:wix-private/cashier.git"},"httpMethod":"post","path":"/v3/transactions","rpcOnly":false,"triggeredEvents":[],"serviceName":"wix.wixpay.transaction.api.v3.TransactionServiceV3","errors":[{"httpCode":428,"statusCode":"FAILED_PRECONDITION","applicationCode":"PAYMENTS_NOT_ALLOWED"}],"exposure":"PUBLIC","permissions":["PAYMENTS.TRANSACTIONS_CREATE"],"externalPermissionScopes":[{"name":"Manage Transactions","scopeId":"SCOPE.DC-PAYMENTS.MANAGE-TRANSACTIONS"}],"protoArtifactId":"com.wixpress:transactions-proto","serviceArtifactId":"com.wixpress.wixpay.transaction-service","labels":[{"identifier":"BETA"},{"identifier":"exposure","values":["PUBLIC"]}],"rpcMethodDetails":{"requestMessage":"wix.wixpay.transaction.api.v3.CreateTransactionRequest","responseMessage":"wix.wixpay.transaction.api.v3.CreateTransactionResponse"},"legacyExamples":[{"name":"CreateTransaction","type":"METHOD","order":3,"content":{"title":"Create authorization (setupCofOnSession)","description":"Create a transaction object and only authorize the funds with the intent for the subsequent transactions","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"items\": [\n {\n \"id\": \"3f2939f3-cbb3-46c7-9682-dbacaa52d3ca\",\n \"title\": \"Product#1\",\n \"unitPrice\": \"100\",\n \"quantity\": 1,\n \"category\": \"DIGITAL\"\n }\n ],\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"amount\": \"100\",\n \"currency\": \"USD\",\n \"externalInvoiceId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"externalOrderId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"returnUrl\": \"https://wix.com/3ds\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"675f55ed-adfe-4411-b4cf-aaa8e614a715\",\n \"expiryMonth\": 12,\n \"expiryYear\": 2025,\n \"holderName\": \"PAYMENTS TESTS\",\n \"securityCodeToken\": \"46cc9574-cf5f-4e47-bfc8-f833e1bfddb3\"\n },\n \"externalBuyerId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"billingAddress\": {\n \"address\": {\n \"country\": \"US\",\n \"city\": \"New York\",\n \"postalCode\": \"10003\",\n \"streetAddress\": {\n \"number\": \"20\",\n \"name\": \"Cooper Square\"\n }\n },\n \"contactDetails\": {\n \"firstName\": \"John\",\n \"lastName\": \"Doe\",\n \"phone\": \"12345675432\",\n \"company\": \"Company wix.com\",\n \"email\": \"john.doe@test.com\",\n \"vatId\": {\n \"id\": \"134424234\",\n \"type\": \"UNSPECIFIED\"\n }\n }\n },\n \"idempotencyKey\": \"9f5a2e55-b0ec-484e-8247-460de104f3ba\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"setupCofOnSession\": {}\n}'","response":"{\n \"transaction\": {\n \"id\": \"b3442dfc-f5a3-4c85-bd24-3a139c43dacd\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"100\",\n \"refundableAmount\": \"0\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"providerTransactionId\": \"pi_1H7deCAaXaGogcA7uSlhLXm2\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}},{"name":"CreateTransaction","type":"METHOD","order":1,"content":{"title":"Create authorization","description":"Create a transaction object and only authorize the funds","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"items\":[\n {\n \"id\":\"ItemID\",\n \"title\":\"ItemTitle\",\n \"unitPrice\":\"100\",\n \"quantity\":1,\n \"category\":\"DIGITAL\"\n }\n ],\n \"metadata\":{\n \"metadataKey\":\"metadataValue\"\n },\n \"accountId\":\"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"amount\":\"100\",\n \"currency\":\"USD\",\n \"externalInvoiceId\":\"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"externalOrderId\":\"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"returnUrl\":\"https://wix.com/3ds\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\":{\n \"numberToken\":\"675f55ed-adfe-4411-b4cf-aaa8e614a715\",\n \"expiryMonth\":12,\n \"expiryYear\":2025,\n \"holderName\":\"PAYMENTS TESTS\",\n \"securityCodeToken\":\"46cc9574-cf5f-4e47-bfc8-f833e1bfddb3\"\n },\n \"externalBuyerId\":\"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"billingAddress\":{\n \"address\":{\n \"country\":\"US\",\n \"city\":\"New York\",\n \"postalCode\":\"10003\",\n \"streetAddress\":{\n \"number\":\"20\",\n \"name\":\"Cooper Square\"\n }\n },\n \"contactDetails\":{\n \"firstName\":\"John\",\n \"lastName\":\"Doe\",\n \"phone\":\"12345675432\",\n \"company\":\"Company wix.com\",\n \"email\":\"john.doe@test.com\",\n \"vatId\":{\n \"id\":\"134424234\",\n \"type\":\"UNSPECIFIED\"\n }\n }\n },\n \"oneTimePayment\":{\n },\n \"idempotencyKey\":\"9d47c0f7-7e89-481a-ad2d-920d97188d71\",\n \"externalTransactionId\":\"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"43075a59-6a23-4f5f-b4dd-2bb636770458\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"100\",\n \"refundableAmount\": \"0\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"providerTransactionId\": \"pi_1H7db4AaXaGogcA7ZwUvuZ68\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}},{"name":"CreateTransaction","type":"METHOD","order":2,"content":{"title":"Create authorization and capture","description":"Create a transaction object to authorize and capture funds","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"items\": [\n {\n \"id\": \"3f2939f3-cbb3-46c7-9682-dbacaa52d3ca\",\n \"title\": \"Product#1\",\n \"unitPrice\": \"100\",\n \"quantity\": 1,\n \"category\": \"DIGITAL\"\n }\n ],\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"amount\": \"100\",\n \"currency\": \"USD\",\n \"externalInvoiceId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"externalOrderId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"returnUrl\": \"https://wix.com/3ds\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"675f55ed-adfe-4411-b4cf-aaa8e614a715\",\n \"expiryMonth\": 12,\n \"expiryYear\": 2025,\n \"holderName\": \"PAYMENTS TESTS\",\n \"securityCodeToken\": \"46cc9574-cf5f-4e47-bfc8-f833e1bfddb3\"\n },\n \"externalBuyerId\": \"4a3f71e5-9c20-4aca-b994-3b5bbd57a2bd\",\n \"billingAddress\": {\n \"address\": {\n \"country\": \"US\",\n \"city\": \"New York\",\n \"postalCode\": \"10003\",\n \"streetAddress\": {\n \"number\": \"20\",\n \"name\": \"Cooper Square\"\n }\n },\n \"contactDetails\": {\n \"firstName\": \"John\",\n \"lastName\": \"Doe\",\n \"phone\": \"12345675432\",\n \"company\": \"Company wix.com\",\n \"email\": \"john.doe@test.com\",\n \"vatId\": {\n \"id\": \"134424234\",\n \"type\": \"UNSPECIFIED\"\n }\n }\n },\n \"idempotencyKey\": \"9f5a2e55-b0ec-484e-8247-460de104f3bd\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"automaticCapture\": {},\n \"oneTimePayment\": {}\n}'","response":"{\n \"transaction\": {\n \"id\": \"42610dbd-459f-4e8e-99be-d661676ce669\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"100\",\n \"externalTransactionId\": \"d44150d8-1cbe-4ead-9f1d-c9a673698a7f\",\n \"providerTransactionId\": \"pi_1H7dd6AaXaGogcA7eU3JzGl7\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [{\n \"id\": \"42610dbd-459f-4e8e-99be-d661676ce669\",\n \"amount\": \"100\",\n \"status\": \"SUCCEEDED\",\n \"metadata\": {}\n }],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}}],"sourceRepo":"git@github.com:wix-private/cashier.git","contentLink":{"displayName":"Create Transaction","slugifiedName":"create-transaction"}},{"summary":"Get Transaction","description":"Retrieves transaction info by ID.","operationId":"wix.wixpay.transaction.api.v3.TransactionServiceV3.GetTransaction","parameters":[{"in":"path","schema":{"type":"string"},"required":true,"name":"transactionId","description":"Transaction ID.","x-wix-docs":{"exposure":"PUBLIC"}},{"name":"accountId","in":"query","description":"Wix Payments account 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Disputes","scopeId":"SCOPE.DC-PAYMENTS.MANAGE-DISPUTES"},{"name":"Manage Refunds","scopeId":"SCOPE.DC-PAYMENTS.MANAGE-REFUNDS"},{"name":"Manage Transactions","scopeId":"SCOPE.DC-PAYMENTS.MANAGE-TRANSACTIONS"}],"protoArtifactId":"com.wixpress:transactions-proto","serviceArtifactId":"com.wixpress.wixpay.transaction-service","labels":[{"identifier":"BETA"},{"identifier":"exposure","values":["PUBLIC"]}],"rpcMethodDetails":{"requestMessage":"wix.wixpay.transaction.api.v3.GetTransactionRequest","responseMessage":"wix.wixpay.transaction.api.v3.GetTransactionResponse"},"legacyExamples":[{"name":"GetTransaction","type":"METHOD","order":1,"content":{"title":"Get transaction","description":"Retrieve all transaction data by ID","request":"curl -X GET \\\nhttps://www.wixapis.com/payments/v3/transactions/4f68983f-9b70-438e-8130-4fff0b97cf48?accountId=6f82b2ce-2a15-4bd7-84b5-392c74b3719c \\\n -H 'Authorization: ' \\","response":"{\n \"transaction\": {\n \"id\": 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transaction","description":"Refund previously captured transaction","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions/4f68983f-9b70-438e-8130-4fff0b97cf48/refund \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"reason\": \"BUYER_REQUEST\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"4f68983f-9b70-438e-8130-4fff0b97cf48\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"0\",\n \"providerTransactionId\": \"pi_1H83lWAaXaGogcA7gt5WsjjP\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"200\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [{\n \"id\": \"4f68983f-9b70-438e-8130-4fff0b97cf48\",\n \"amount\": \"200\",\n \"status\": \"SUCCEEDED\",\n \"metadata\": {}\n }],\n \"refunds\": [{\n \"id\": \"1dd0bfdc-bf5d-47cb-8d9b-bc2c6d6591d6\",\n \"amount\": \"200\",\n \"reason\": \"BUYER_REQUEST\",\n \"status\": \"SUCCEEDED\",\n \"providerRefundId\": \"re_1H83mOAaXaGogcA7QYx89USb\",\n \"metadata\": {}\n }],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n },\n \"refundId\": \"1dd0bfdc-bf5d-47cb-8d9b-bc2c6d6591d6\"\n}"}}],"sourceRepo":"git@github.com:wix-private/cashier.git"},"httpMethod":"post","path":"/v3/transactions/{transactionId}/refund","rpcOnly":false,"triggeredEvents":[],"serviceName":"wix.wixpay.transaction.api.v3.TransactionServiceV3","errors":[{"httpCode":409,"statusCode":"ALREADY_EXISTS","applicationCode":"TRANSACTION_ALREADY_VOIDED"},{"httpCode":409,"statusCode":"ALREADY_EXISTS","applicationCode":"TRANSACTION_ALREADY_REFUNDED"}],"exposure":"PUBLIC","permissions":["PAYMENTS.TRANSACTIONS_REFUND"],"externalPermissionScopes":[{"name":"Manage Refunds","scopeId":"SCOPE.DC-PAYMENTS.MANAGE-REFUNDS"}],"protoArtifactId":"com.wixpress:transactions-proto","serviceArtifactId":"com.wixpress.wixpay.transaction-service","labels":[{"identifier":"BETA"},{"identifier":"exposure","values":["PUBLIC"]}],"rpcMethodDetails":{"requestMessage":"wix.wixpay.transaction.api.v3.VoidOrRefundTransactionRequest","responseMessage":"wix.wixpay.transaction.api.v3.VoidOrRefundTransactionResponse"},"legacyExamples":[{"name":"VoidOrRefundTransaction","type":"METHOD","order":2,"content":{"title":"Void transaction","description":"Void previously authorized transaction","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions/4c37853b-79d5-4f0a-aadc-e8c3c4f2c322/refund \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"reason\": \"DUPLICATE_PAYMENT\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"4c37853b-79d5-4f0a-aadc-e8c3c4f2c322\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"0\",\n \"providerTransactionId\": \"pi_1H83dsAaXaGogcA79BM4BR4p\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"200\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [],\n \"refunds\": [],\n \"disputes\": [],\n \"voids\": [{\n \"id\": \"46680dd9-e5e2-4864-91fc-fb5f89f9ea31\",\n \"reason\": \"DUPLICATE_PAYMENT\",\n \"status\": \"SUCCEEDED\",\n \"providerVoidId\": \"re_1H83gfAaXaGogcA76YInLo5D\",\n \"metadata\": {}\n }],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n },\n \"voidId\": \"46680dd9-e5e2-4864-91fc-fb5f89f9ea31\"\n}"}},{"name":"VoidOrRefundTransaction","type":"METHOD","order":1,"content":{"title":"Refund transaction","description":"Refund previously captured transaction","request":"curl -X POST \\\nhttps://www.wixapis.com/payments/v3/transactions/4f68983f-9b70-438e-8130-4fff0b97cf48/refund \\\n -H 'Content-Type: application/json; charset=utf-8' \\\n -H 'Authorization: ' \\\n -d '{\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"reason\": \"BUYER_REQUEST\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"4f68983f-9b70-438e-8130-4fff0b97cf48\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"0\",\n \"providerTransactionId\": \"pi_1H83lWAaXaGogcA7gt5WsjjP\",\n \"metadata\": {\n \"metadataKey\": \"metadataValue\"\n },\n \"authorization\": {\n \"amount\": \"200\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"WvTnyhZlYER07Ate\"\n },\n \"authCode\": \"123456\"\n },\n \"captures\": [{\n \"id\": \"4f68983f-9b70-438e-8130-4fff0b97cf48\",\n \"amount\": \"200\",\n \"status\": \"SUCCEEDED\",\n \"metadata\": {}\n }],\n \"refunds\": [{\n \"id\": \"1dd0bfdc-bf5d-47cb-8d9b-bc2c6d6591d6\",\n \"amount\": \"200\",\n \"reason\": \"BUYER_REQUEST\",\n \"status\": \"SUCCEEDED\",\n \"providerRefundId\": \"re_1H83mOAaXaGogcA7QYx89USb\",\n \"metadata\": {}\n }],\n \"disputes\": [],\n \"voids\": [],\n \"accountId\": \"6f82b2ce-2a15-4bd7-84b5-392c74b3719c\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n },\n \"refundId\": \"1dd0bfdc-bf5d-47cb-8d9b-bc2c6d6591d6\"\n}"}}],"sourceRepo":"git@github.com:wix-private/cashier.git","contentLink":{"displayName":"Void Or Refund Transaction","slugifiedName":"void-or-refund-transaction"}},{"summary":"Accept Dispute","description":"Accepts a dispute.","operationId":"wix.wixpay.transaction.api.v3.TransactionServiceV3.AcceptDispute","parameters":[{"in":"path","schema":{"type":"string"},"required":true,"name":"transactionId","description":"Transaction 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https://www.wixapis.com/payments/v3/transactions/bdba15b3-e931-4877-ae98-ce4f3f37b233/disputes/786f68e5-fa4a-45ef-a2c8-1edfb27dd5a6/accept \\\n --header 'Authorization: ' \\\n --header 'Content-Type: application/json; charset=utf-8' \\\n --data '{\n\t\"account_id\" : \"c94b4b44-4523-4826-a6ce-5fed1cc19d59\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"bdba15b3-e931-4877-ae98-ce4f3f37b233\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"0\",\n \"externalOrderId\": \"e46b1600-54fd-4054-b06d-68e818345f7f\",\n \"externalTransactionId\": \"bdba15b3-e931-4877-ae98-ce4f3f37b233\",\n \"providerTransactionId\": \"pi_1Ir0jvJmzcr6KMrHuXthz9pA\",\n \"metadata\": {},\n \"authorization\": {\n \"amount\": \"12000\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"6510786985185831\"\n }\n },\n \"captures\": [\n {\n \"id\": \"bdba15b3-e931-4877-ae98-ce4f3f37b233\",\n \"amount\": \"12000\",\n \"status\": \"SUCCEEDED\",\n \"metadata\": {}\n }\n ],\n \"refunds\": [],\n \"disputes\": [\n {\n \"id\": \"786f68e5-fa4a-45ef-a2c8-1edfb27dd5a6\",\n \"amount\": \"12000\",\n \"reason\": \"OTHER\",\n \"status\": \"LOST\",\n \"statusReason\": {\n \"code\": \"Accepted\",\n \"message\": \"Accepted\"\n },\n \"providerDisputeId\": \"dp_1Ir0jxJmzcr6KMrH5thXe0S6\",\n \"chargeback\": {\n \"openingDate\": \"2021-05-14T13:07:41Z\",\n \"evidenceSubmissionDeadlineDate\": \"2021-05-23T23:59:59Z\",\n \"daysToResolution\": 65,\n \"resolutionDate\": \"2021-05-14T13:18:12.911Z\"\n }\n }\n ],\n \"voids\": [],\n \"accountId\": \"c94b4b44-4523-4826-a6ce-5fed1cc19d59\",\n \"accountProfileId\": \"3a647918-9ecf-45a2-ad7f-e8d480471dba\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n 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https://www.wixapis.com/payments/v3/transactions/bdba15b3-e931-4877-ae98-ce4f3f37b233/disputes/786f68e5-fa4a-45ef-a2c8-1edfb27dd5a6/accept \\\n --header 'Authorization: ' \\\n --header 'Content-Type: application/json; charset=utf-8' \\\n --data '{\n\t\"account_id\" : \"c94b4b44-4523-4826-a6ce-5fed1cc19d59\"\n}'","response":"{\n \"transaction\": {\n \"id\": \"bdba15b3-e931-4877-ae98-ce4f3f37b233\",\n \"currency\": \"USD\",\n \"capturableAmount\": \"0\",\n \"refundableAmount\": \"0\",\n \"externalOrderId\": \"e46b1600-54fd-4054-b06d-68e818345f7f\",\n \"externalTransactionId\": \"bdba15b3-e931-4877-ae98-ce4f3f37b233\",\n \"providerTransactionId\": \"pi_1Ir0jvJmzcr6KMrHuXthz9pA\",\n \"metadata\": {},\n \"authorization\": {\n \"amount\": \"12000\",\n \"status\": \"SUCCEEDED\",\n \"networkReference\": {\n \"networkTransactionId\": \"6510786985185831\"\n }\n },\n \"captures\": [\n {\n \"id\": \"bdba15b3-e931-4877-ae98-ce4f3f37b233\",\n \"amount\": \"12000\",\n \"status\": \"SUCCEEDED\",\n \"metadata\": {}\n }\n ],\n \"refunds\": [],\n \"disputes\": [\n {\n \"id\": \"786f68e5-fa4a-45ef-a2c8-1edfb27dd5a6\",\n \"amount\": \"12000\",\n \"reason\": \"OTHER\",\n \"status\": \"LOST\",\n \"statusReason\": {\n \"code\": \"Accepted\",\n \"message\": \"Accepted\"\n },\n \"providerDisputeId\": \"dp_1Ir0jxJmzcr6KMrH5thXe0S6\",\n \"chargeback\": {\n \"openingDate\": \"2021-05-14T13:07:41Z\",\n \"evidenceSubmissionDeadlineDate\": \"2021-05-23T23:59:59Z\",\n \"daysToResolution\": 65,\n \"resolutionDate\": \"2021-05-14T13:18:12.911Z\"\n }\n }\n ],\n \"voids\": [],\n \"accountId\": \"c94b4b44-4523-4826-a6ce-5fed1cc19d59\",\n \"accountProfileId\": \"3a647918-9ecf-45a2-ad7f-e8d480471dba\",\n \"paymentMethod\": {\n \"typeId\": \"creditCard\"\n }\n }\n}"}}],"sourceRepo":"git@github.com:wix-private/cashier.git","contentLink":{"displayName":"Accept Dispute","slugifiedName":"accept-dispute"}},{"summary":"Generate Evidence Upload Url","description":"Generates URL to upload evidence for a 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\"c94b4b44-4523-4826-a6ce-5fed1cc19d59\"\n}'","response":"{\n \"uploadUrl\": \"https://wixmp-90ef227251107558e3a6a71f.appspot.com/_ah/upload/\",\n \"uploadToken\": \"\"\n}"}}],"sourceRepo":"git@github.com:wix-private/cashier.git","contentLink":{"displayName":"Generate Evidence Upload Url","slugifiedName":"generate-evidence-upload-url"}},{"summary":"Add Evidence","description":"Adds evidence to a dispute.","operationId":"wix.wixpay.transaction.api.v3.TransactionServiceV3.AddEvidence","parameters":[{"in":"path","schema":{"type":"string"},"required":true,"name":"transactionId","description":"Transaction ID.","x-wix-docs":{"exposure":"PUBLIC"}},{"in":"path","schema":{"type":"string"},"required":true,"name":"disputeId","description":"Dispute 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Updated","slugifiedName":"transaction-updated"},"labels":[{"identifier":"BETA"},{"identifier":"exposure","values":["PUBLIC"]}]}],"articles":[{"displayName":"Introduction","slugifyName":"introduction","content":"## About the Transactions API\nUse Wix Payments server-to-server API integration to accept different payment methods and manage transactions. Wix Payments act as a standalone solution to independently process payments, deal with chargebacks and disputes via Wix infrastructure, and can be used by any third-party.\n\n### **Wix Payments integration prerequisites**\nBefore testing the Transactions API, you need to get a Wix Payments account ID. Wix also applies a Know Your Customer (KYC) and evaluation procedure. Contact Wix via transactions-api-support@wix.com and provide the following details to start the evaluation process:\n- Put \"Wix Payments integration\" in the subject of the email.\n- Provide your name and email.\n- Include the purpose of your integration with the Transactions API.\n\n**Transactions API supports the following flows:**\n- Authorization (reserving funds)\n- Capture (transferring of reserved funds)\n- One-time transaction (Authorization and Capture)\n- Recurring transactions (MIT and CIT)\n- Refund/Void (canceling an authorized or captured transaction)\n- Dispute\n\n**Wix Payments supports the following payment methods:**\n- Card\n- ACH\n- Apple Pay\n- Boleto\n- Giropay\n- iDEAL\n- PayPal\n- Pix\n- SEPA\n- SOFORT\n\n## Terminology\n- **Merchant**: A party selling goods or services to customers via an eCommerce website, a mobile app, on the point of sale, or across all three channels. Wix Payments enable a merchant to accept payments from customers made with cards or local payment methods and manage payouts.\n- **Customer**: Someone who buys goods or services from a merchant. In terms of Transactions API, a customer makes a cashless online payment by using either cards or local payment methods to pay.\n- **Cardholder**: Customer who uses a card issued by a bank to make cashless online payments to a merchant. \n- **Transaction**: Agreement between a merchant and a customer to exchange goods, services, or financial instruments. The [transaction object](https://dev.wix.com/api/rest/wix-payments/transactions/transaction-object) contains the basic information required to securely process the payment, execute related actions (delivery, analytics, inventory management) and comply with financial regulations.\n- **Merchant Initiated Transaction** (MIT): Payment or a series of payments with fixed or variable amounts that the merchant performs without direct involvement of a customer, such as automatic account top-ups, and installments.\n- **Cardholder Initiated Transaction** (CIT): Payment initiated by the cardholder on their own after the initial successful transaction.\n- **Authorization**: Process of card issuer verifying payment details and reserving funds to capture them later. When the card is verified with the issuer, the funds are reserved for the transaction.\n- **Transaction reference**: Transaction ID of the first transaction for recurring transactions. It should be passed with each subsequent transaction.\n- **Capture**: Transfer of reserved funds from the customer to the merchant. A payment that was already authorized, must be captured to be completed.\n- **Refund** Transfer of funds from the merchant back to the customer - merchant-initated. When the merchant makes a refund, the funds are sent back to the card issuer. If an authorized payment hasn't been captured yet, a refund can't be made, but the merchant can void the payment instead.\n- **Void**: Voiding a transaction will tell the customer’s card issuing bank that the merchant does not intend to collect the transaction corresponding to the original six-digit approval code and, therefore, those held funds are made available to the customer again. Merchant can void a transaction until it is captured.\n- **Dispute**: Refers to the entire process from the moment the customer applies to their issuing bank. Dispute occurs when a cardholder questions the charge with their card issuer and initiates a chargeback. When this happens, the merchant is given the opportunity to respond to the dispute with evidence that shows that the charge is legitimate.\n- **Request for Information (RFI)**: Optional first step in a dispute, initiated when the cardholder does not recognize or disagrees with a charge and requests more information from their bank.\n- **Chargeback**: Second and primary step in a dispute. It includes a reversal of a credit card payment that comes directly from the bank. Chargeback occurs when a cardholder questions a transaction and asks their card-issuing bank to reverse it. \n- **Evidence**: Documentation in response to the dispute (RFI or chargeback steps), appropriate to the reason for the dispute. For example, evidence responding to a dispute with the reason “product not received” can include shipping information and any screenshots of package tracking. Weblogs, email communications, shipment tracking numbers, delivery confirmation, proof of prior refunds, or replacement shipments can all be helpful.\n\n## Recurring transactions\nWix Payments API allows merchants to set up recurring payments. It adds flexibility and full control of the entire business flow. For subsequent transactions, only the `card_number` should be tokenized using the [Create Card Token](https://dev.wix.com/api/rest/wix-payments/card-tokens/create-card-token) endpoint, and the appropriate token passed to the [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\n>**Note** to achieve the best approve ratio, the correct MIT/CIT flag must be passed as well.\n> To achieve the best approve ratio, pass all possible values received from the card schemes:\n>- __Network_transaction_id__\n>- __ds_transaction_id__ (in case the initial transaction was performed by the 3DS2 regulations)\n\n> [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) endpoint is fully compatible with the new PSD2 regulations and supports 3DS 2 mechanism.\n\n## Interaction types\n| Interaction Type | Additional Parameters |Comments |\n| ------------- |-------------| -----|\n| ONE_TIME | | Regular one-time transaction|\n| SETUP_COF_ONSESSION | | Initial transaction with the subsequent CIT (setup one-click)\n| SETUP_COF_RECURRING | | Initial transaction with the subsequent MIT transactions according to a defined schedule|\n| SETUP_COF_UNSCHEDULED | | Initial transaction with the subsequent MIT transactions without the defined schedule |\n| COF_ONSESSION | transaction_reference | Subsequent transaction initiated by the customer (perform one-click) |\n| COF_RECURRING |transaction_reference | Recurring transactions initiated by the merchant according to the defined schedule|\n| COF_UNSCHEDULED | transaction_reference| Recurring transactions initiated by the merchant without a schedule|\n\n## Use cases\nCreate and manage transactions with the following flows:\n\n1. Create a one-time payment and simultaneously authorize and capture funds.\n2. Create a one-time payment. Authorize and Capture the funds separately.\n3. Create a first/initial recurring payment and subsequent one when the cardholder is not present - authorization and capture in one step.\n4. Create an initial “on session” (cardholder present) payment and notify Wix of credential storage to execute a subsequent one in the future when the cardholder is present.\n5. Charge a customer and refund funds afterwards.\n\n### 1. Create a one-time payment and simultaneously authorize and capture funds.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new `card_token` must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.) \n\nTo create a transaction, call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction). \n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"oneTimePayment\": {}\n}\n```\n> Note: Pass an empty object for the type of transaction `oneTimePayment`, but not null or missing.\n\n### 2. Create a one-time payment. Authorize and Capture the funds separately.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new `card_token` must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.)\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\nPOST https://www.wixapis.com/payments/v3/transactions\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"oneTimePayment\": {}\n}\n```\n\n2. Call [Capture Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/capture-transaction). Retrieve the transactionId from the step 1.\n\nParameters to include:\n```\nPOST https://www.wixapis.com/payments/v3/transactions/2ac75a2-91d5-4752-6h96-6aj74640f1ef/capture\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\"\n}\n```\n\n### 3. Create a first/initial recurring payment and subsequent one when the cardholder is not present - authorization and capture in one step.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new card_token must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.) \nWhen creating a recurring transaction (MIT/CIT), you only need to tokenize the `card_number` and pass it in the Create Transaction request together with COF.\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {}\n \"setupCofRecurring\": {}\n}\n```\n\n2. Retrieve the `transactionId` of the created transaction from the response from step 1. (In this example, `transactionId` = 01csa932-9bd5-38d2-91d6-6jf5c640f1ef). You’ll need to pass it as the `transactionReference` in all subsequent transactions.\n\n3. When a subsequent payment is due, call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) and pass the `transactionId` from step 1 as the `transactionReference`.\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\"\n },\n \"automaticCapture\": {},\n \"cofRecurring\": {\n \"transactionReference\": {\n \"transactionId\": \"01csa932-9bd5-38d2-91d6-6jf5c640f1ef\"\n } \n }\n}\n```\n\n### 4. Create an initial “on session” (cardholder present) payment and notify Wix of credential storage to execute a subsequent one in the future when the cardholder is present.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new card_token must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.) \nWhen creating a recurring transaction (MIT/CIT), you only need to tokenize the `card_number` and pass it in the Create Transaction request together with COF.\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"setupCofOnSession\": {}\n}\n```\n\n2. Retrieve the transactionId (in this example, `transactionId` = 01csa932-9bd5-38d2-91d6-6jf5c640f1ef). You’ll need to pass it as the `transactionReference` in all subsequent transactions.\n\n3. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction). \n`transactionReference` is the ID of the transaction in the response from step 1.\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"cofOnSession\": {\n \"transactionReference\": {\n \"transactionId\": \"01csa932-9bd5-38d2-91d6-6jf5c640f1ef\"\n } \n }\n}\n```\n\n### 5. Charge a customer and refund funds afterward.\n\nTransaction info: $50 USD, one-time credit card transaction, using a card token.\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"5000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"oneTimePayment\": {}\n}\n```\n\n2. Call [VoidOrRefund Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/void-or-refund-transaction).\n\na. For a full refund:\n```\nPOST https://www.wixapis.com/payments/v3/transactions/71c7932-9bd5-48d2-9196-6df4c640f1ef/capture\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\"\n}\n```\n\nb. For a partial refund of $25:\n```\nPOST https://www.wixapis.com/payments/v3/transactions/71c7932-9bd5-48d2-9196-6df4c640f1ef/capture\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": 2500\n}\n```\n","sourceRepo":"git@github.com:wix-private/cashier.git","path":"docs/intro.md"},{"displayName":"Disputes Overview","slugifyName":"disputes-overview","content":"## Disputes Overview \n\n**The dispute process involves the following parties**:\n1. **Cardholder**: The owner of the card involved in a transaction.\n2. **Merchant**: The party who sold the goods or services that are under dispute.\n3. **Card Issuer**: The bank that issued the card to the cardholder.\n4. **Acquirer**: The bank tasked with acquiring payment on the merchant's behalf.\n5. **Card Association**: The card brands (Visa, Mastercard, and others) oversee the process.\n\n![Dispute lifecycle](new_dispute_lifecycle.png \"Dispute lifecycle\")\n\n### RFI\nA dispute can be created upon receiving an RFI (Request For Information), which is a preliminary step before a chargeback (no movement of funds).\n\nIt starts with *Open* status - *RFI_OPEN*. In response, the merchant can either refund the payment or upload evidence with clarifications about the purchase. \n\nIf the merchant refunds the payment, the status will be updated to *Refunded*, and the dispute will not be escalated into a chargeback.\n\nIf the merchant provided evidence, the status will be updated to *RFI_UNDER_REVIEW*. \n\nIf the evidence provided proves sufficient, depending on the Card Scheme rules, the status will be updated to *RFI_CLOSED*, which means the RFI has timed out and did not escalate into a chargeback.\n\n### Chargeback\nIn some cases, a chargeback will follow an RFI if it wasn’t resolved at the RFI stage. However, in most cases the dispute is created as a Chargeback right away with the status CHARGEBACK_OPEN, and skips the optional RFI stage. At this point, the funds are deducted from the merchant’s account, and the merchant can’t refund the money on their own.\n\nMerchants have a timeframe of 14-40 days (the time frame is being detected by the card scheme) to submit evidence against the chargeback. If no actions are taken within this timeframe, the chargeback status is updated to *LOST*.\n\nUploading evidence changes the dispute status to *CHARGEBACK_UNDER_REVIEW*. The evidence will be reviewed by the card schemes. The timeframe varies depending on the card scheme, up to 80 days in some cases.\n\nOnce the review is complete, the chargeback status will be updated to **WON** or **LOST**, as decided by the card issuer.\n\n**Dispute statuses**:\n- RFI_OPEN - expecting evidence from the client\n- RFI_UNDER_REVIEW\n- RFI_CLOSED - final status\n- CHARGEBACK_OPEN - expecting evidence from the client\n- CHARGEBACK_UNDER_REVIEW\n- WON - final status\n- LOST - final status\n\n### Responding to disputes using the API\n**Step 1: Find out when a dispute is opened**\n\nRegister the [Transaction Updated Webhook](https://dev.wix.com/api/rest/wix-payments/transactions/transaction-updated-webhook) to receive a transaction object with all the disputes statuses. All the transaction's disputes and their current status will be returned under `updatedEvent` > `currentEntity` > `disputes`.\n\n**Step 2: Decide how to deal with the dispute (accept or submit evidence).**\n\nTo accept the dispute, skip to step 4. To submit evidence, go to step 3.\n\n**Step 3: Respond to the dispute with evidence**\n\nTo respond to the RFI/chargeback, you should upload evidence, associate it with the correct dispute and submit the evidence to the issuing bank.\n\nTo upload evidence:\n\n1. Call [Generate Evidence Upload Url](https://dev.wix.com/api/rest/wix-payments/transactions/generate-evidence-upload-url). \n2. Retrieve the `upload_url` and `upload_token`.\n3. Call the retrieved `upload_url` as an HTTP POST, and pass the `upload_token` as a path parameter.\n\nFor example:\n```\ncurl --location --request POST 'https://wixmp-90ef227251107558e3a6a71f.appspot.com/_ah/upload/test_upload_token_url/' \\\n--form 'upload_token=\"test_upload_token\"' \\\n--form '=@\"/example.pdf\"'\n```\n\n![Evidence Upload](evidence_upload.png \"Evidence Upload\")\n\n\n4. Retrieve the `payload.id` from the JSON response. \nFor example:\n\n```\n{\n \"message\": \"OK\",\n \"code\": 0,\n \"payload\": {\n \"mimeType\": \"image/jpeg\",\n \"hash\": \"5d61d4349e8380b3eaa97e767391dfd9\",\n \"dateCreated\": \"2020-09-04T13:54:12Z\",\n \"id\": \"2411686768ca469dabd7cc64e52c502e\",\n \"path\": \"/tenants/a001a0c3-0ffa-4b76-8a13-aa0df0d7913c/accounts/0f226e8a-3b1f-44de-8f3f-9a4abdab5db3/transactions/a036c\n \"lifecycle\": null,\n \"size\": 3733,\n \"urn\": \"urn:file:2411686768ca469dabd7cc64e52c502e\",\n \"bucket\": null,\n \"acl\": \"private\",\n \"dateUpdated\": \"2020-09-04T13:54:12Z\",\n \"type\": \"-\"\n }\n}\n```\n\n`payload.id` should be passed as `evidence.fileId` below. (in this example, payload.id = \"2411686768ca469dabd7cc64e52c502e\")\n\n> **Important:** The evidence still needs to be associated with the relevant dispute after upload.\n\n5. Call [Add Evidence](https://dev.wix.com/api/rest/wix-payments/transactions/add-evidence) to associate the evidence you uploaded with the relevant dispute. Pass the `disputeId`, `transactionId`, and `accountId` retrieved in step 1, and map the `payload.id` retrieved above to `evidence.fileId`.\n6. When all the evidence has been uploaded and associated with the dispute, call [Submit Evidence](https://dev.wix.com/api/rest/wix-payments/transactions/submit-evidence) to trigger the submission of the evidence to the issuing bank.\n\n**Step 4: Responding to a chargeback by accepting the dispute.**\n\nAccept the dispute by calling [Accept Dispute](https://dev.wix.com/api/rest/wix-payments/transactions/accept-dispute) - relevant only when the dispute status is *CHARGEBACK_OPEN*. This action moves the dispute status to *LOST*.\n\n","sourceRepo":"git@github.com:wix-private/cashier.git","path":"docs/disputes.md"}],"components":{"schemas":{"wix.wixpay.transaction.api.v3.Transaction":{"type":"object","properties":{"id":{"title":"id","description":"Wix Payments transaction ID.","format":"GUID","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"currency":{"title":"currency","description":"Payment currency according to ISO 4217. 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Value is empty for approved transactions.","x-wix-docs":{"exposure":"PUBLIC"}},"networkReference":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.NetworkReference","summary":"networkReference","description":"Transaction reference provided by a payment network.","x-wix-docs":{"exposure":"PUBLIC"}},"authCode":{"title":"authCode","description":"Authorization code sent by a card issuer.","minLength":2,"maxLength":6,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}}},"title":"Authorization","description":"Authorization flow.","oneOf":[{"description":"","summary":"nextAction","$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.Authorization.nextAction"}]},"wix.wixpay.transaction.api.v3.Authorization.nextAction":{"type":"object","title":"nextAction","properties":{"getMethodRedirect":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.GetMethodRedirect","summary":"getMethodRedirect","description":"Next action: browser should issue an HTTP GET request and render the 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payment.","x-wix-docs":{"exposure":"PUBLIC"}}}},"wix.wixpay.transaction.api.v3.Authorization.AuthorizationStatus":{"type":"string","description":"","title":"AuthorizationStatus","enum":["UNDEFINED","PROCESSING","DECLINED","SUCCEEDED","CANCELED","NEEDS_ACTION","PENDING"]},"wix.wixpay.transaction.api.v3.StatusReason":{"type":"object","properties":{"code":{"title":"code","description":"Reason code.","minLength":1,"maxLength":10,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"message":{"title":"message","description":"Free-text description.","minLength":1,"maxLength":1000,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"providerResponse":{"title":"providerResponse","description":"Original response code from the issuer or card scheme.","minLength":1,"maxLength":1000,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}}},"title":"StatusReason","description":""},"wix.wixpay.transaction.api.v3.NetworkReference":{"type":"object","properties":{"networkTransactionId":{"title":"networkTransactionId","description":"Transaction ID assigned by a card scheme (Trace ID for Mastercard or Transaction ID for Visa).","minLength":1,"maxLength":1000,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"dsTransactionId":{"title":"dsTransactionId","description":"Transaction ID assigned by 3D Secure 2 directory server.","minLength":1,"maxLength":1000,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}}},"title":"NetworkReference","description":""},"wix.wixpay.transaction.api.v3.GetMethodRedirect":{"type":"object","properties":{"url":{"title":"url","description":"Encoded URL to perform an HTTP GET request.","format":"URI","type":"string","x-wix-docs":{"exposure":"PUBLIC"}}},"title":"GetMethodRedirect","description":""},"wix.wixpay.transaction.api.v3.PostMethodRedirect":{"type":"object","properties":{"url":{"title":"url","description":"Encoded URL to perform an HTTP POST request.","format":"URI","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"fields":{"title":"fields","description":"Non-encoded form fields to send with the POST request using the application/x-www-form-urlencoded content type.","type":"array","items":{"$ref":"#/components/schemas/wix.wixpay.transaction.api.v3.PostMethodRedirect.FormField"},"x-wix-docs":{"exposure":"PUBLIC"}}},"title":"PostMethodRedirect","description":""},"wix.wixpay.transaction.api.v3.PostMethodRedirect.FormField":{"type":"object","properties":{"name":{"title":"name","description":"Field name (not encoded).","minLength":1,"maxLength":100,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"value":{"title":"value","description":"Field value (not encoded).","maxLength":1000,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}}},"title":"FormField","description":""},"wix.wixpay.transaction.api.v3.BarcodeDisplay":{"type":"object","properties":{"barcode":{"title":"barcode","description":"Barcode.","minLength":1,"maxLength":1000,"type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"barcodeUrl":{"title":"barcodeUrl","description":"Barcode URL.","format":"URI","type":"string","x-wix-docs":{"exposure":"PUBLIC"}},"expirationDate":{"title":"expirationDate","description":"Expiration timestamp.","type":"string","format":"date-time","x-wix-docs":{"exposure":"PUBLIC"}}},"title":"BarcodeDisplay","description":"Barcode additional 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Wix Payments act as a standalone solution to independently process payments, deal with chargebacks and disputes via Wix infrastructure, and can be used by any third-party.\n\n### **Wix Payments integration prerequisites**\nBefore testing the Transactions API, you need to get a Wix Payments account ID. Wix also applies a Know Your Customer (KYC) and evaluation procedure. Contact Wix via transactions-api-support@wix.com and provide the following details to start the evaluation process:\n- Put \"Wix Payments integration\" in the subject of the email.\n- Provide your name and email.\n- Include the purpose of your integration with the Transactions API.\n\n**Transactions API supports the following flows:**\n- Authorization (reserving funds)\n- Capture (transferring of reserved funds)\n- One-time transaction (Authorization and Capture)\n- Recurring transactions (MIT and CIT)\n- Refund/Void (canceling an authorized or captured transaction)\n- Dispute\n\n**Wix Payments supports the following payment methods:**\n- Card\n- ACH\n- Apple Pay\n- Boleto\n- Giropay\n- iDEAL\n- PayPal\n- Pix\n- SEPA\n- SOFORT\n\n## Terminology\n- **Merchant**: A party selling goods or services to customers via an eCommerce website, a mobile app, on the point of sale, or across all three channels. Wix Payments enable a merchant to accept payments from customers made with cards or local payment methods and manage payouts.\n- **Customer**: Someone who buys goods or services from a merchant. In terms of Transactions API, a customer makes a cashless online payment by using either cards or local payment methods to pay.\n- **Cardholder**: Customer who uses a card issued by a bank to make cashless online payments to a merchant. \n- **Transaction**: Agreement between a merchant and a customer to exchange goods, services, or financial instruments. The [transaction object](https://dev.wix.com/api/rest/wix-payments/transactions/transaction-object) contains the basic information required to securely process the payment, execute related actions (delivery, analytics, inventory management) and comply with financial regulations.\n- **Merchant Initiated Transaction** (MIT): Payment or a series of payments with fixed or variable amounts that the merchant performs without direct involvement of a customer, such as automatic account top-ups, and installments.\n- **Cardholder Initiated Transaction** (CIT): Payment initiated by the cardholder on their own after the initial successful transaction.\n- **Authorization**: Process of card issuer verifying payment details and reserving funds to capture them later. When the card is verified with the issuer, the funds are reserved for the transaction.\n- **Transaction reference**: Transaction ID of the first transaction for recurring transactions. It should be passed with each subsequent transaction.\n- **Capture**: Transfer of reserved funds from the customer to the merchant. A payment that was already authorized, must be captured to be completed.\n- **Refund** Transfer of funds from the merchant back to the customer - merchant-initated. When the merchant makes a refund, the funds are sent back to the card issuer. If an authorized payment hasn't been captured yet, a refund can't be made, but the merchant can void the payment instead.\n- **Void**: Voiding a transaction will tell the customer’s card issuing bank that the merchant does not intend to collect the transaction corresponding to the original six-digit approval code and, therefore, those held funds are made available to the customer again. Merchant can void a transaction until it is captured.\n- **Dispute**: Refers to the entire process from the moment the customer applies to their issuing bank. Dispute occurs when a cardholder questions the charge with their card issuer and initiates a chargeback. When this happens, the merchant is given the opportunity to respond to the dispute with evidence that shows that the charge is legitimate.\n- **Request for Information (RFI)**: Optional first step in a dispute, initiated when the cardholder does not recognize or disagrees with a charge and requests more information from their bank.\n- **Chargeback**: Second and primary step in a dispute. It includes a reversal of a credit card payment that comes directly from the bank. Chargeback occurs when a cardholder questions a transaction and asks their card-issuing bank to reverse it. \n- **Evidence**: Documentation in response to the dispute (RFI or chargeback steps), appropriate to the reason for the dispute. For example, evidence responding to a dispute with the reason “product not received” can include shipping information and any screenshots of package tracking. Weblogs, email communications, shipment tracking numbers, delivery confirmation, proof of prior refunds, or replacement shipments can all be helpful.\n\n## Recurring transactions\nWix Payments API allows merchants to set up recurring payments. It adds flexibility and full control of the entire business flow. For subsequent transactions, only the `card_number` should be tokenized using the [Create Card Token](https://dev.wix.com/api/rest/wix-payments/card-tokens/create-card-token) endpoint, and the appropriate token passed to the [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\n>**Note** to achieve the best approve ratio, the correct MIT/CIT flag must be passed as well.\n> To achieve the best approve ratio, pass all possible values received from the card schemes:\n>- __Network_transaction_id__\n>- __ds_transaction_id__ (in case the initial transaction was performed by the 3DS2 regulations)\n\n> [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) endpoint is fully compatible with the new PSD2 regulations and supports 3DS 2 mechanism.\n\n## Interaction types\n| Interaction Type | Additional Parameters |Comments |\n| ------------- |-------------| -----|\n| ONE_TIME | | Regular one-time transaction|\n| SETUP_COF_ONSESSION | | Initial transaction with the subsequent CIT (setup one-click)\n| SETUP_COF_RECURRING | | Initial transaction with the subsequent MIT transactions according to a defined schedule|\n| SETUP_COF_UNSCHEDULED | | Initial transaction with the subsequent MIT transactions without the defined schedule |\n| COF_ONSESSION | transaction_reference | Subsequent transaction initiated by the customer (perform one-click) |\n| COF_RECURRING |transaction_reference | Recurring transactions initiated by the merchant according to the defined schedule|\n| COF_UNSCHEDULED | transaction_reference| Recurring transactions initiated by the merchant without a schedule|\n\n## Use cases\nCreate and manage transactions with the following flows:\n\n1. Create a one-time payment and simultaneously authorize and capture funds.\n2. Create a one-time payment. Authorize and Capture the funds separately.\n3. Create a first/initial recurring payment and subsequent one when the cardholder is not present - authorization and capture in one step.\n4. Create an initial “on session” (cardholder present) payment and notify Wix of credential storage to execute a subsequent one in the future when the cardholder is present.\n5. Charge a customer and refund funds afterwards.\n\n### 1. Create a one-time payment and simultaneously authorize and capture funds.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new `card_token` must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.) \n\nTo create a transaction, call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction). \n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"oneTimePayment\": {}\n}\n```\n> Note: Pass an empty object for the type of transaction `oneTimePayment`, but not null or missing.\n\n### 2. Create a one-time payment. Authorize and Capture the funds separately.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new `card_token` must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.)\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\nPOST https://www.wixapis.com/payments/v3/transactions\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"oneTimePayment\": {}\n}\n```\n\n2. Call [Capture Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/capture-transaction). Retrieve the transactionId from the step 1.\n\nParameters to include:\n```\nPOST https://www.wixapis.com/payments/v3/transactions/2ac75a2-91d5-4752-6h96-6aj74640f1ef/capture\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\"\n}\n```\n\n### 3. Create a first/initial recurring payment and subsequent one when the cardholder is not present - authorization and capture in one step.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new card_token must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.) \nWhen creating a recurring transaction (MIT/CIT), you only need to tokenize the `card_number` and pass it in the Create Transaction request together with COF.\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {}\n \"setupCofRecurring\": {}\n}\n```\n\n2. Retrieve the `transactionId` of the created transaction from the response from step 1. (In this example, `transactionId` = 01csa932-9bd5-38d2-91d6-6jf5c640f1ef). You’ll need to pass it as the `transactionReference` in all subsequent transactions.\n\n3. When a subsequent payment is due, call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) and pass the `transactionId` from step 1 as the `transactionReference`.\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\"\n },\n \"automaticCapture\": {},\n \"cofRecurring\": {\n \"transactionReference\": {\n \"transactionId\": \"01csa932-9bd5-38d2-91d6-6jf5c640f1ef\"\n } \n }\n}\n```\n\n### 4. Create an initial “on session” (cardholder present) payment and notify Wix of credential storage to execute a subsequent one in the future when the cardholder is present.\n\nTransaction info: $10 USD, one-time credit card transaction, using a card token. A new card_token must be generated for each transaction request. \n(A card token must be passed to [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction) when a credit/debit card is the chosen payment method.) \nWhen creating a recurring transaction (MIT/CIT), you only need to tokenize the `card_number` and pass it in the Create Transaction request together with COF.\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"setupCofOnSession\": {}\n}\n```\n\n2. Retrieve the transactionId (in this example, `transactionId` = 01csa932-9bd5-38d2-91d6-6jf5c640f1ef). You’ll need to pass it as the `transactionReference` in all subsequent transactions.\n\n3. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction). \n`transactionReference` is the ID of the transaction in the response from step 1.\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"1000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"cofOnSession\": {\n \"transactionReference\": {\n \"transactionId\": \"01csa932-9bd5-38d2-91d6-6jf5c640f1ef\"\n } \n }\n}\n```\n\n### 5. Charge a customer and refund funds afterward.\n\nTransaction info: $50 USD, one-time credit card transaction, using a card token.\n\n1. Call [Create Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/create-transaction).\n\nParameters to include:\n```\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": \"5000\",\n \"currency\": \"USD\",\n \"paymentMethodTypeId\": \"creditCard\",\n \"card\": {\n \"numberToken\": \"41c29a2-9bd5-4552-1296-6a24c6g0f1ef\",\n \"expiryMonth\": 11,\n \"expiryYear\": 2027,\n \"holderName\": \"John Doe\",\n \"securityCodeToken\": \"71c7932-9bd5-48d2-9196-6df4c640f1ef\"\n },\n \"automaticCapture\": {},\n \"oneTimePayment\": {}\n}\n```\n\n2. Call [VoidOrRefund Transaction](https://dev.wix.com/api/rest/wix-payments/transactions/void-or-refund-transaction).\n\na. For a full refund:\n```\nPOST https://www.wixapis.com/payments/v3/transactions/71c7932-9bd5-48d2-9196-6df4c640f1ef/capture\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\"\n}\n```\n\nb. For a partial refund of $25:\n```\nPOST https://www.wixapis.com/payments/v3/transactions/71c7932-9bd5-48d2-9196-6df4c640f1ef/capture\n\n{\n \"accountId\": \"81c79a2-9bd5-4852-9296-6a24c640f1ef\",\n \"amount\": 2500\n}\n```\n"},{"displayName":"Disputes Overview","slugifyName":"disputes-overview","content":"## Disputes Overview \n\n**The dispute process involves the following parties**:\n1. **Cardholder**: The owner of the card involved in a transaction.\n2. **Merchant**: The party who sold the goods or services that are under dispute.\n3. **Card Issuer**: The bank that issued the card to the cardholder.\n4. **Acquirer**: The bank tasked with acquiring payment on the merchant's behalf.\n5. **Card Association**: The card brands (Visa, Mastercard, and others) oversee the process.\n\n![Dispute lifecycle](new_dispute_lifecycle.png \"Dispute lifecycle\")\n\n### RFI\nA dispute can be created upon receiving an RFI (Request For Information), which is a preliminary step before a chargeback (no movement of funds).\n\nIt starts with *Open* status - *RFI_OPEN*. In response, the merchant can either refund the payment or upload evidence with clarifications about the purchase. \n\nIf the merchant refunds the payment, the status will be updated to *Refunded*, and the dispute will not be escalated into a chargeback.\n\nIf the merchant provided evidence, the status will be updated to *RFI_UNDER_REVIEW*. \n\nIf the evidence provided proves sufficient, depending on the Card Scheme rules, the status will be updated to *RFI_CLOSED*, which means the RFI has timed out and did not escalate into a chargeback.\n\n### Chargeback\nIn some cases, a chargeback will follow an RFI if it wasn’t resolved at the RFI stage. However, in most cases the dispute is created as a Chargeback right away with the status CHARGEBACK_OPEN, and skips the optional RFI stage. At this point, the funds are deducted from the merchant’s account, and the merchant can’t refund the money on their own.\n\nMerchants have a timeframe of 14-40 days (the time frame is being detected by the card scheme) to submit evidence against the chargeback. If no actions are taken within this timeframe, the chargeback status is updated to *LOST*.\n\nUploading evidence changes the dispute status to *CHARGEBACK_UNDER_REVIEW*. The evidence will be reviewed by the card schemes. The timeframe varies depending on the card scheme, up to 80 days in some cases.\n\nOnce the review is complete, the chargeback status will be updated to **WON** or **LOST**, as decided by the card issuer.\n\n**Dispute statuses**:\n- RFI_OPEN - expecting evidence from the client\n- RFI_UNDER_REVIEW\n- RFI_CLOSED - final status\n- CHARGEBACK_OPEN - expecting evidence from the client\n- CHARGEBACK_UNDER_REVIEW\n- WON - final status\n- LOST - final status\n\n### Responding to disputes using the API\n**Step 1: Find out when a dispute is opened**\n\nRegister the [Transaction Updated Webhook](https://dev.wix.com/api/rest/wix-payments/transactions/transaction-updated-webhook) to receive a transaction object with all the disputes statuses. All the transaction's disputes and their current status will be returned under `updatedEvent` > `currentEntity` > `disputes`.\n\n**Step 2: Decide how to deal with the dispute (accept or submit evidence).**\n\nTo accept the dispute, skip to step 4. To submit evidence, go to step 3.\n\n**Step 3: Respond to the dispute with evidence**\n\nTo respond to the RFI/chargeback, you should upload evidence, associate it with the correct dispute and submit the evidence to the issuing bank.\n\nTo upload evidence:\n\n1. Call [Generate Evidence Upload Url](https://dev.wix.com/api/rest/wix-payments/transactions/generate-evidence-upload-url). \n2. Retrieve the `upload_url` and `upload_token`.\n3. Call the retrieved `upload_url` as an HTTP POST, and pass the `upload_token` as a path parameter.\n\nFor example:\n```\ncurl --location --request POST 'https://wixmp-90ef227251107558e3a6a71f.appspot.com/_ah/upload/test_upload_token_url/' \\\n--form 'upload_token=\"test_upload_token\"' \\\n--form '=@\"/example.pdf\"'\n```\n\n![Evidence Upload](evidence_upload.png \"Evidence Upload\")\n\n\n4. Retrieve the `payload.id` from the JSON response. \nFor example:\n\n```\n{\n \"message\": \"OK\",\n \"code\": 0,\n \"payload\": {\n \"mimeType\": \"image/jpeg\",\n \"hash\": \"5d61d4349e8380b3eaa97e767391dfd9\",\n \"dateCreated\": \"2020-09-04T13:54:12Z\",\n \"id\": \"2411686768ca469dabd7cc64e52c502e\",\n \"path\": \"/tenants/a001a0c3-0ffa-4b76-8a13-aa0df0d7913c/accounts/0f226e8a-3b1f-44de-8f3f-9a4abdab5db3/transactions/a036c\n \"lifecycle\": null,\n \"size\": 3733,\n \"urn\": \"urn:file:2411686768ca469dabd7cc64e52c502e\",\n \"bucket\": null,\n \"acl\": \"private\",\n \"dateUpdated\": \"2020-09-04T13:54:12Z\",\n \"type\": \"-\"\n }\n}\n```\n\n`payload.id` should be passed as `evidence.fileId` below. (in this example, payload.id = \"2411686768ca469dabd7cc64e52c502e\")\n\n> **Important:** The evidence still needs to be associated with the relevant dispute after upload.\n\n5. Call [Add Evidence](https://dev.wix.com/api/rest/wix-payments/transactions/add-evidence) to associate the evidence you uploaded with the relevant dispute. Pass the `disputeId`, `transactionId`, and `accountId` retrieved in step 1, and map the `payload.id` retrieved above to `evidence.fileId`.\n6. When all the evidence has been uploaded and associated with the dispute, call [Submit Evidence](https://dev.wix.com/api/rest/wix-payments/transactions/submit-evidence) to trigger the submission of the evidence to the issuing bank.\n\n**Step 4: Responding to a chargeback by accepting the dispute.**\n\nAccept the dispute by calling [Accept Dispute](https://dev.wix.com/api/rest/wix-payments/transactions/accept-dispute) - relevant only when the dispute status is *CHARGEBACK_OPEN*. This action moves the dispute status to *LOST*.\n\n"}]},"reviewStatus":"APPROVED","isLocked":true}

Accept Dispute

Permission Scopes